When Small Business Owners Face HMRC Collection Actions: Maria's Story
https://erickumsd703.theburnward.com/can-you-get-a-bridging-loan-with-bad-credit-lessons-from-kis-finance-s-cullompton-hq
Over coffee, Maria told me she thought a late VAT return was "no big deal." Two months later she had a formal HMRC letter demanding payment, plus a threat to take money straight from her business account