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Why Sub-50ms API Responses Are Critical for Checkout: Stopping Codebroker Fraud, Single-Use Coupon Leaks, and SMS Abuse

https://andyotuu721.timeforchangecounselling.com/how-api-first-coupon-architecture-saves-retailers-more-than-3-000-a-month

Checkout drop-off and fraud windows: why milliseconds change whether a sale is saved or stolen When a customer clicks "Pay" during checkout, the system has only a few hundred milliseconds to validate payment, apply discounts, and block abuse